https://sydneybrokers.net.au/blog-news-info/News and information from Sydney Brokersen-au https://sydneybrokers.net.au/2023/07/11/choosing-a-home-loan-how-to-understand-your-options/https://sydneybrokers.net.au/2023/07/11/choosing-a-home-loan-how-to-understand-your-options/Mon, 10 Jul 2023 23:00:02 GMTHow do you choose the right mortgage? First, you need to understand the different options available to you. We've compiled a list of some of the most common types of home loans, as well as information on the potential pr https://sydneybrokers.net.au/2023/06/30/choosing-a-home-loan-the-pros-and-cons-of-a-fixed-rate-mortgage-home-loans/https://sydneybrokers.net.au/2023/06/30/choosing-a-home-loan-the-pros-and-cons-of-a-fixed-rate-mortgage-home-loans/Fri, 30 Jun 2023 02:45:42 GMTWhether you're a first-time home buyer or you have already made several moves up the property ladder, home loan interest is always a big consideration. This interest is a big component of the total cost of the loan, tran https://sydneybrokers.net.au/2023/06/13/choosing-a-home-loan-the-pros-and-cons-of-an-interest-only-mortgage/https://sydneybrokers.net.au/2023/06/13/choosing-a-home-loan-the-pros-and-cons-of-an-interest-only-mortgage/Mon, 12 Jun 2023 23:00:13 GMTIf you’re a first-time home buyer and you’re a little daunted by the spiralling cost of a home loan, don’t worry — this is a common situation to be in. Possibly, you’ve looked at the option of an interest-only mortgage — https://sydneybrokers.net.au/2023/06/02/nsw-stamp-duty-changes/https://sydneybrokers.net.au/2023/06/02/nsw-stamp-duty-changes/Fri, 02 Jun 2023 04:14:54 GMTNSW Stamp Duty - the Labour Government Rings the Changes: After almost a year of political to-ing and fro-ing, the status of stamp duty in New South Wales is about to undergo yet another shakeup. NSW's leader Chris Mimms https://sydneybrokers.net.au/2023/05/08/how-does-stamp-duty-work-for-nsws-first-home-buyers/https://sydneybrokers.net.au/2023/05/08/how-does-stamp-duty-work-for-nsws-first-home-buyers/Sun, 07 May 2023 23:58:51 GMTAre you buying your first home in New South Wales? Congratulations! This is a huge life milestone and a massive step towards achieving the future you want for yourself and your family. So, how do you begin? To help you a https://sydneybrokers.net.au/2023/05/01/what-is-the-first-home-owner-grant-and-are-you-eligible/https://sydneybrokers.net.au/2023/05/01/what-is-the-first-home-owner-grant-and-are-you-eligible/Mon, 01 May 2023 01:45:00 GMTThe First Home Owner Grant is a grant of up to $10,000 provided to NSW-based property buyers. The idea is to offer a better deal for first-home buyers in the state and help them get their foot on the property ladder in a https://sydneybrokers.net.au/2023/04/26/dispelling-some-of-the-big-myths-of-first-home-buying/https://sydneybrokers.net.au/2023/04/26/dispelling-some-of-the-big-myths-of-first-home-buying/Wed, 26 Apr 2023 00:26:19 GMTSo you’re buying your first home, and you’re probably pretty excited and pretty nervous. There are so many first home myths out there that it’s sometimes difficult to know what to believe or where to begin. Let’s look at https://sydneybrokers.net.au/2023/04/11/buying-your-first-home-your-handy-checklist/https://sydneybrokers.net.au/2023/04/11/buying-your-first-home-your-handy-checklist/Tue, 11 Apr 2023 06:18:31 GMTAre you buying your first home in New South Wales? Congratulations! This is a huge life milestone and a massive step towards achieving the future you want for yourself and your family. So, how do you begin? To help you a https://sydneybrokers.net.au/2023/03/24/how-much-do-you-need-for-a-comfortable-retirement-in-australia/https://sydneybrokers.net.au/2023/03/24/how-much-do-you-need-for-a-comfortable-retirement-in-australia/Thu, 23 Mar 2023 23:33:11 GMTRetirement savings are a hot topic in Australia. People want to achieve a good post-retirement quality of life, but it can be difficult to know exactly how to achieve this. What savings do you need to achieve a comfortab https://sydneybrokers.net.au/2023/03/15/beyond-retirement-savings-strategies-for-actively-generating-wealth-in-retirement/https://sydneybrokers.net.au/2023/03/15/beyond-retirement-savings-strategies-for-actively-generating-wealth-in-retirement/Wed, 15 Mar 2023 02:52:49 GMTIt's not unusual to experience a bit of anxiety when it comes to retirement savings. In Australia, we spend so much of our lives working that we want to feel that we are heading for the reward we deserve. Everyone wants https://sydneybrokers.net.au/2023/03/03/what-does-increasing-retirement-age-mean-for-australians/https://sydneybrokers.net.au/2023/03/03/what-does-increasing-retirement-age-mean-for-australians/Thu, 02 Mar 2023 22:00:58 GMTIs Australia's retirement age increasing? Well, the simple fact of the matter is – yes, it is. As of February 2023, the retirement age in Australia is in the process of increasing from 65 to 67. Right now, Australians be https://sydneybrokers.net.au/2023/02/20/understanding-smsfs-the-pros-and-cons-of-this-important-financial-instrument/https://sydneybrokers.net.au/2023/02/20/understanding-smsfs-the-pros-and-cons-of-this-important-financial-instrument/Mon, 20 Feb 2023 01:55:12 GMTSelf-managed super funds are a popular choice when it comes to saving for the future. But, as with any other financial instrument, there are both pros and cons to an SMSF. In today's blog, we want to talk a bit more abou https://sydneybrokers.net.au/2023/01/24/refinancing-your-home-loan/https://sydneybrokers.net.au/2023/01/24/refinancing-your-home-loan/Mon, 23 Jan 2023 23:31:48 GMTRefinancing Your Home Loan: A Guide Refinancing a home loan is a common topic these days, as homeowners seek to get the best deal possible on their mortgage. But what does it mean to refinance exactly, is it worth it, an https://sydneybrokers.net.au/2023/01/09/shared-equity-home-buyer-helper/https://sydneybrokers.net.au/2023/01/09/shared-equity-home-buyer-helper/Mon, 09 Jan 2023 02:41:47 GMTShared Equity Home Buyer Helper: Your Guide to the New Initiative If you're hoping to purchase a property in 2023, we may have some exciting news for you. You may be eligible for assistance from the NSW government, as pa https://sydneybrokers.net.au/2022/12/16/tips-on-how-to-pay-your-property-debt-faster/https://sydneybrokers.net.au/2022/12/16/tips-on-how-to-pay-your-property-debt-faster/Thu, 15 Dec 2022 22:00:17 GMTFor most of us, property debt is a fact of life. We can't afford to buy homes or other properties outright, so we borrow money to finance them. This debt, of course, needs to be paid off. So, how can you do this – and fa https://sydneybrokers.net.au/2022/12/05/questions-to-ask-your-mortgage-broker/https://sydneybrokers.net.au/2022/12/05/questions-to-ask-your-mortgage-broker/Mon, 05 Dec 2022 02:56:03 GMT7 Questions to Ask Your Mortgage Broker Communication is always important when you are looking for a mortgage. With this in mind, you will need to ask your broker a few questions on your way to getting the best deal for https://sydneybrokers.net.au/2022/11/17/what-should-you-do-when-your-home-loan-fixed-rate-period-expires/https://sydneybrokers.net.au/2022/11/17/what-should-you-do-when-your-home-loan-fixed-rate-period-expires/Wed, 16 Nov 2022 22:00:08 GMTHome loan and mortgage interest rates are always a hot topic and often a source of anxiety for home buyers. This is why so many buyers choose to lock in interest rates when they select a loan — choosing a fixed rate mort https://sydneybrokers.net.au/2022/11/03/how-does-interest-rate-affect-borrowing-capacity/https://sydneybrokers.net.au/2022/11/03/how-does-interest-rate-affect-borrowing-capacity/Wed, 02 Nov 2022 23:48:13 GMTThe last time inflation was this high, Bob Hawke was Prime Minister. Now, three decades and eight leaders later, Australian inflation is at 7.3%, spurring the Reserve Bank of Australia (RBA) into action in an attempt to https://sydneybrokers.net.au/2022/10/17/home-loan-health-check-2/https://sydneybrokers.net.au/2022/10/17/home-loan-health-check-2/Sun, 16 Oct 2022 22:00:03 GMTMost of us understand the importance of a health check — making sure our bodies are fully fit and everything is as it should be — but what about a financial health check? Or, more specifically, what about a home loan hea https://sydneybrokers.net.au/2022/10/05/when-should-i-refinance/https://sydneybrokers.net.au/2022/10/05/when-should-i-refinance/Tue, 04 Oct 2022 22:00:45 GMTAs interest rates continue to rise through the third quarter of 2022, many Australian homeowners are facing a significant question: Am I getting the best deal on my mortgage? In many cases, the answer may be 'no', but wh https://sydneybrokers.net.au/2022/09/19/how-much-can-you-borrow-in-a-self-managed-super-fund/https://sydneybrokers.net.au/2022/09/19/how-much-can-you-borrow-in-a-self-managed-super-fund/Sun, 18 Sep 2022 23:00:45 GMTYou may have heard of SMSF loans as a way to borrow money against your self-managed super, but how much money can you access in this way, and what sort of restrictions will you need to consider? Read on to discover more. https://sydneybrokers.net.au/2022/09/06/what-is-the-best-way-to-finance-an-investment/https://sydneybrokers.net.au/2022/09/06/what-is-the-best-way-to-finance-an-investment/Tue, 06 Sep 2022 03:46:36 GMTAt first glance, financing the purchase of an investment property or another asset may seem simple. You take out a loan, make the transaction, and then pay off the loan balance. However, there are other things to conside https://sydneybrokers.net.au/2022/08/15/nsw-what-is-stamp-duty-and-the-changes-coming-soon/https://sydneybrokers.net.au/2022/08/15/nsw-what-is-stamp-duty-and-the-changes-coming-soon/Mon, 15 Aug 2022 02:00:04 GMTHome buyers, and in particular first-time home buyers, must navigate many different terms, conditions, charges and fees as they land their perfect property. One of these charges is stamp duty, which is a form of taxation https://sydneybrokers.net.au/2022/08/01/first-time-home-buyers-is-it-a-good-time-to-buy/https://sydneybrokers.net.au/2022/08/01/first-time-home-buyers-is-it-a-good-time-to-buy/Mon, 01 Aug 2022 02:34:36 GMTTo say the signals from the housing market are confusing would be an understatement, and this is leaving many first-time buyers unsure of what to do. Should you wait a little while longer in hopes of a better deal? Or sh https://sydneybrokers.net.au/2022/07/11/sydney-property-market-sales-slowing-down/https://sydneybrokers.net.au/2022/07/11/sydney-property-market-sales-slowing-down/Mon, 11 Jul 2022 00:52:22 GMTSydney's booming property market and skyrocketing prices have been making the headlines in recent years, as buyers found themselves in an increasingly worrying situation. Between Q3 and Q4 of 2021, median prices leapt by https://sydneybrokers.net.au/2022/07/06/nsw-housing-scheme-to-help-frontline-workers/https://sydneybrokers.net.au/2022/07/06/nsw-housing-scheme-to-help-frontline-workers/Tue, 05 Jul 2022 23:00:04 GMTWhile the vast majority of Australians have been badly affected by the coronavirus pandemic that has gripped the country and the world in the last two-and-a-half years, it was frontline workers who were hit hardest. Thes https://sydneybrokers.net.au/2022/06/27/how-rising-rates-could-affect-first-home-buyers/https://sydneybrokers.net.au/2022/06/27/how-rising-rates-could-affect-first-home-buyers/Sun, 26 Jun 2022 23:00:48 GMTRising interest rates: How first-time home buyers might be affected Interest rates are on the rise in Australia, and this is setting alarm bells ringing for home buyers – particularly for those first time buyers who do n https://sydneybrokers.net.au/2022/06/17/the-rba-rate-rise-why-might-borrowers-and-savers-be-affected-differently/https://sydneybrokers.net.au/2022/06/17/the-rba-rate-rise-why-might-borrowers-and-savers-be-affected-differently/Fri, 17 Jun 2022 03:44:56 GMTEach month, the board of the Reserve Bank of Australia (RBA) meets to discuss interest rates. Generally — at least in recent years — there is no change and the cash rate is carried over from the previous month. Since Q2 https://sydneybrokers.net.au/2022/05/16/can-i-refinance-my-home-loan-at-any-time/https://sydneybrokers.net.au/2022/05/16/can-i-refinance-my-home-loan-at-any-time/Sun, 15 May 2022 23:00:37 GMTIf you're considering whether to refinance your home loan, timing is key. You may be unsure if now is the best time to refinance, or you may be wondering if you are even able to do this at the present time. Take a look a https://sydneybrokers.net.au/2022/05/09/can-i-finance-a-vehicle-through-my-business/https://sydneybrokers.net.au/2022/05/09/can-i-finance-a-vehicle-through-my-business/Mon, 09 May 2022 02:23:44 GMTYes, whether you are a sole trader, a small business, or a major corporation, you can access business car finance. After assessing your cash flow and operational history, a lender can provide the funds required for finan https://sydneybrokers.net.au/2022/04/19/how-much-deposit-do-you-need-for-a-business-loan/https://sydneybrokers.net.au/2022/04/19/how-much-deposit-do-you-need-for-a-business-loan/Tue, 19 Apr 2022 00:00:52 GMTA business loan can be very useful indeed for your organisation, but there are certain terms and conditions attached to this. For example, it's likely that you will need to put down a deposit before you receive your loan https://sydneybrokers.net.au/2022/04/14/when-is-it-bad-to-refinance/https://sydneybrokers.net.au/2022/04/14/when-is-it-bad-to-refinance/Thu, 14 Apr 2022 02:25:49 GMTWhile mortgages and home loans are generally viewed as unbreakable legal agreements, you do have some flexibility and control. For example, you can choose to refinance your mortgage, essentially changing the monthly repa https://sydneybrokers.net.au/2022/03/21/how-much-equity-can-you-release-from-your-property/https://sydneybrokers.net.au/2022/03/21/how-much-equity-can-you-release-from-your-property/Sun, 20 Mar 2022 23:00:23 GMTIf you've already had a property loan for some time and you've paid off a significant chunk of the property value, you may be thinking about home equity. This can help you access some of the funds you have used to pay fo https://sydneybrokers.net.au/2022/03/16/how-much-deposit-do-first-home-buyers-need/https://sydneybrokers.net.au/2022/03/16/how-much-deposit-do-first-home-buyers-need/Wed, 16 Mar 2022 05:29:14 GMTIn almost all cases, first home buyers will need to put down a deposit to secure a home loan or mortgage. However, there are different loan products available, many of which will have varying first deposit requirements. https://sydneybrokers.net.au/2022/03/14/understanding-the-key-terms-of-your-home-loan/https://sydneybrokers.net.au/2022/03/14/understanding-the-key-terms-of-your-home-loan/Mon, 14 Mar 2022 01:16:05 GMTIt's not uncommon to get a little overwhelmed when looking for a property loan. With so much jargon and technical language flying around, confusion is never far away. Take a look at our guide to some of the most common w https://sydneybrokers.net.au/2022/03/08/how-to-buy-your-first-home-the-right-way/https://sydneybrokers.net.au/2022/03/08/how-to-buy-your-first-home-the-right-way/Tue, 08 Mar 2022 00:39:39 GMTFirst home buyers are on an exciting journey, building a solid platform for the future. But — like with any other journey — there are plenty of twists, turns and decisions to be made along the way. Let's take a look at s https://sydneybrokers.net.au/2022/02/10/property-investment-checklist/https://sydneybrokers.net.au/2022/02/10/property-investment-checklist/Wed, 09 Feb 2022 23:00:59 GMTInvesting in property is a big decision, with stress and excitement in equal measure. To help you make sure the process has more of the latter and less of the former, we've provided this handy checklist to follow on the https://sydneybrokers.net.au/2022/02/08/why-2022-is-the-right-time-to-invest-in-property/https://sydneybrokers.net.au/2022/02/08/why-2022-is-the-right-time-to-invest-in-property/Tue, 08 Feb 2022 05:54:08 GMTIs 2022 going to be the year you start your property investment career? Perhaps you've already begun to build your portfolio and you're pushing your investments to the next level? Wherever you are on your journey, it's c https://sydneybrokers.net.au/2021/12/17/how-to-plan-for-a-great-retirement-with-smsf/https://sydneybrokers.net.au/2021/12/17/how-to-plan-for-a-great-retirement-with-smsf/Fri, 17 Dec 2021 01:54:32 GMTEveryone wants to look forward to a bright future as they approach retirement, but how do you make sure that you will be financially stable in your golden years? An SMSF can be a great way to plan for retirement, dependi https://sydneybrokers.net.au/2021/12/14/tips-for-buying-an-investment-property/https://sydneybrokers.net.au/2021/12/14/tips-for-buying-an-investment-property/Tue, 14 Dec 2021 01:02:09 GMTStrong returns on investment, value growth over time, and a flexible purchase that can improve your cash flow in the long term — these are just a few advantages of buying an investment property. But before you get starte https://sydneybrokers.net.au/2021/11/23/how-buyers-can-protect-themselves-from-interest-rate-rises/https://sydneybrokers.net.au/2021/11/23/how-buyers-can-protect-themselves-from-interest-rate-rises/Tue, 23 Nov 2021 04:05:26 GMTHome Loan Interest Rates Expected to Rise in 2022: How Can Buyers Protect Themselves? With home loan interest rates at record lows in 2021, the message is clear — rates cannot go any lower and are instead likely to incre https://sydneybrokers.net.au/2021/11/19/where-do-australias-house-prices-go-from-here/https://sydneybrokers.net.au/2021/11/19/where-do-australias-house-prices-go-from-here/Fri, 19 Nov 2021 05:00:18 GMTSoaring house prices hit record levels in Australia in 2021, resulting in uncertainty and anxiety for homebuyers and for stakeholders right across the market. In Sydney, house prices rocketed by 19% in the 12 months lead https://sydneybrokers.net.au/2020/06/29/64-5-of-homes-sell-at-auction-as-volumes-continue-to-rise-across-the-capital-cities/https://sydneybrokers.net.au/2020/06/29/64-5-of-homes-sell-at-auction-as-volumes-continue-to-rise-across-the-capital-cities/Mon, 29 Jun 2020 02:24:54 GMTSydney saw 614 homes go up for auction over the week, returning a preliminary clearance rate of 66.9 per cent. https://sydneybrokers.net.au/2020/05/06/brokers-thanked-for-role-in-supporting-smes/https://sydneybrokers.net.au/2020/05/06/brokers-thanked-for-role-in-supporting-smes/Wed, 06 May 2020 03:33:36 GMTBrokers, accountants and bookkeepers have been thanked by the ASBFEO for their work in supporting small businesses during the COVID-19 pandemic and its associated economic downturn. https://sydneybrokers.net.au/2020/04/17/early-market-indicators-show-the-first-signs-of-a-housing-market-slowdown/https://sydneybrokers.net.au/2020/04/17/early-market-indicators-show-the-first-signs-of-a-housing-market-slowdown/Thu, 16 Apr 2020 23:20:09 GMTData through to mid-April has seen a continuation in this trend, with the combined capital city measure slipping into negative territory week-on-week for the first time since early August last year. https://sydneybrokers.net.au/2020/03/30/auction-clearance-rates-drop-as-the-market-adjusts-to-new-policies-banning-on-site-auctions/https://sydneybrokers.net.au/2020/03/30/auction-clearance-rates-drop-as-the-market-adjusts-to-new-policies-banning-on-site-auctions/Mon, 30 Mar 2020 09:19:10 GMTWith the disruption of new policies preventing on-site auctions, the auction withdrawal rate surged over the weekend, with 40 per cent of auctions pulled from the market, up from 7.5 per cent a week earlier. https://sydneybrokers.net.au/2020/02/11/the-owner-occupier-upswing/https://sydneybrokers.net.au/2020/02/11/the-owner-occupier-upswing/Mon, 10 Feb 2020 22:33:12 GMTWith record-high values expected across Australian dwellings in a few months’ time, 2020 will see the fastest market recovery on record with respect to the length of the downswing. And it’s being led by owner-occupiers. https://sydneybrokers.net.au/2020/02/03/the-first-home-loan-deposit-scheme-has-an-accessibility-problem/https://sydneybrokers.net.au/2020/02/03/the-first-home-loan-deposit-scheme-has-an-accessibility-problem/Mon, 03 Feb 2020 09:05:18 GMTFirst Home Buyers’ Scheme With Eliza Owen - Corelogic Head Of Residential Research Australia https://sydneybrokers.net.au/2020/01/28/december-quarter-sees-clearance-rate-show-significant-increase-coupled-with-higher-auction-volumes-across-combined-capital-cities/https://sydneybrokers.net.au/2020/01/28/december-quarter-sees-clearance-rate-show-significant-increase-coupled-with-higher-auction-volumes-across-combined-capital-cities/Tue, 28 Jan 2020 08:36:08 GMTCoreLogic auction activity analysis found that over the 3 months to December 2019, the combined capital cities clearance rate came in at 70.3 per cent from 26,923 auctions; a significant jump on the previous quarter wher https://sydneybrokers.net.au/2019/10/28/busiest-week-for-auctions-this-year-returns-a-75-3-per-cent-success-rate/https://sydneybrokers.net.au/2019/10/28/busiest-week-for-auctions-this-year-returns-a-75-3-per-cent-success-rate/Mon, 28 Oct 2019 10:41:00 GMTThis week, there were 2,610 homes taken to auction across the combined capital cities with volumes up 33.5 per cent on last week to come in as the busiest week for auctions since early December 2018. Check out the cleara https://sydneybrokers.net.au/2019/10/28/7-hot-tips-if-your-resolution-is-to-get-a-mortgage-in-the-new-year/https://sydneybrokers.net.au/2019/10/28/7-hot-tips-if-your-resolution-is-to-get-a-mortgage-in-the-new-year/Sun, 27 Oct 2019 21:50:31 GMTSometimes, just getting through Christmas can be enough of a slog without worrying about the New Year. But if buying a home is top of your priorities, here are 7 things to think about that could definitely improve your c https://sydneybrokers.net.au/2019/10/24/what-does-it-take-to-be-a-two-percenter/https://sydneybrokers.net.au/2019/10/24/what-does-it-take-to-be-a-two-percenter/Thu, 24 Oct 2019 10:27:21 GMTHave you ever wondered what it takes to own a property in the top two percent of the market? Nationally, you’ve made it into the 98th percentile if you own... https://sydneybrokers.net.au/2019/10/16/strongest-quarterly-clearance-rate-since-the-june-2017-quarter/https://sydneybrokers.net.au/2019/10/16/strongest-quarterly-clearance-rate-since-the-june-2017-quarter/Wed, 16 Oct 2019 03:23:33 GMTOver the 3 months to September 2019, the clearance rate across the combined capital cities came in at 69.9 per cent across 16,730 auctions, the strongest quarterly clearance rate seen since... https://sydneybrokers.net.au/2019/09/04/early-signs-of-an-improvement-in-housing-markets/https://sydneybrokers.net.au/2019/09/04/early-signs-of-an-improvement-in-housing-markets/Tue, 03 Sep 2019 15:09:05 GMTOver the three months to July 2019, national dwelling values have continued to decline, falling by -0.5% however, the monthly rate of decline has been slowing right throughout 2019 with no change in values throughout the https://sydneybrokers.net.au/2019/09/03/national-dwelling-values-record-first-rise-since-october-2017/https://sydneybrokers.net.au/2019/09/03/national-dwelling-values-record-first-rise-since-october-2017/Tue, 03 Sep 2019 06:35:33 GMTThe recovery in housing values accelerated in August 2019 with national dwelling values increasing by 0.8% over the month. The lift in housing values through August was substantial, however, the recent growth is a contin https://sydneybrokers.net.au/2019/08/20/despite-falling-dwelling-values-over-the-past-year-theres-been-no-noticeable-rise-in-sales-under-400000/https://sydneybrokers.net.au/2019/08/20/despite-falling-dwelling-values-over-the-past-year-theres-been-no-noticeable-rise-in-sales-under-400000/Tue, 20 Aug 2019 01:41:21 GMTThroughout the 2018-19 financial year, 26.0% of all houses sold nationally were under $400,000 and 32.5% of all unit sales were under $400,000. Despite the weakening housing market the share of house sales under $400,000 https://sydneybrokers.net.au/2019/07/29/housing-total-returns-slump-over-the-2018-19-financial-year/https://sydneybrokers.net.au/2019/07/29/housing-total-returns-slump-over-the-2018-19-financial-year/Mon, 29 Jul 2019 08:56:27 GMTOver the 2018-19 financial year, total returns from residential property recorded a fall of -3.3%. Returns were down from the previous year and it was the only financial year since at least 2005/06 that total residential https://sydneybrokers.net.au/2019/07/22/capital-city-auction-markets-record-the-highest-preliminary-clearance-rate-in-over-a-year-reaching-70-6-percent/https://sydneybrokers.net.au/2019/07/22/capital-city-auction-markets-record-the-highest-preliminary-clearance-rate-in-over-a-year-reaching-70-6-percent/Mon, 22 Jul 2019 07:56:29 GMTSydney recorded a preliminary clearance rate of 81.5 per cent across 303 auctions this week. It is likely that the final clearance rate will... https://sydneybrokers.net.au/2019/06/17/the-rate-of-value-decline-across-the-most-expensive-properties-is-starting-to-slow/https://sydneybrokers.net.au/2019/06/17/the-rate-of-value-decline-across-the-most-expensive-properties-is-starting-to-slow/Mon, 17 Jun 2019 05:41:45 GMTOver the past year, most capital cities and regional markets have been recording value declines. While values are broadly continuing to fall, the rate of these falls on a monthly basis has been slowing. After having seen https://sydneybrokers.net.au/2019/04/12/how-to-pay-off-your-home-loan-faster-and-save-big-bucks/https://sydneybrokers.net.au/2019/04/12/how-to-pay-off-your-home-loan-faster-and-save-big-bucks/Fri, 12 Apr 2019 02:56:43 GMTReducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you be mortgage-free sooner than planned. https://sydneybrokers.net.au/2018/10/09/the-highest-density-living-options-in-australia/https://sydneybrokers.net.au/2018/10/09/the-highest-density-living-options-in-australia/Tue, 09 Oct 2018 05:06:16 GMTAustralia is moving through the peak of an unprecedented boom in apartment construction. Over the twelve months ending March 2018 there were... https://sydneybrokers.net.au/2018/10/03/australias-housing-correction-marks-its-twelve-month-anniversary-with-values-down-2-7-since-peaking-in-september-last-year/https://sydneybrokers.net.au/2018/10/03/australias-housing-correction-marks-its-twelve-month-anniversary-with-values-down-2-7-since-peaking-in-september-last-year/Wed, 03 Oct 2018 11:24:23 GMTThe CoreLogic September home value index results released today reported that half of Australia’s capital cities saw values track lower over the past twelve months. The remaining capital cities, as well as regional marke https://sydneybrokers.net.au/2018/09/21/from-boom-to-doom-but-is-it-really-that-bad/https://sydneybrokers.net.au/2018/09/21/from-boom-to-doom-but-is-it-really-that-bad/Fri, 21 Sep 2018 04:34:20 GMTIt should come as no surprise that some commentators are forecasting a substantial reduction in dwelling values. We saw similar forecasts during previous downturns from the likes of Steven Keen, Harry Dent and Jeremy Gra https://sydneybrokers.net.au/2018/08/06/real-dwelling-value-changes/https://sydneybrokers.net.au/2018/08/06/real-dwelling-value-changes/Mon, 06 Aug 2018 07:00:11 GMTWith dwelling values now declining across the nation, in this week’s Property Pulse we take a look at inflation-adjusted (or real) dwelling value changes to the June 2018 quarter. https://sydneybrokers.net.au/2018/06/18/what-have-periods-of-decline-looked-like-over-recent-years-and-how-long-have-markets-taken-to-recover/https://sydneybrokers.net.au/2018/06/18/what-have-periods-of-decline-looked-like-over-recent-years-and-how-long-have-markets-taken-to-recover/Mon, 18 Jun 2018 08:22:27 GMTA noticeable trend across most downturns in most cities is that the period in which values decline is generally a lot longer than the period from the maximum decline to the return to the previous peak. What this means is https://sydneybrokers.net.au/2018/06/12/when-would-i-refinance-my-mortgage/https://sydneybrokers.net.au/2018/06/12/when-would-i-refinance-my-mortgage/Mon, 11 Jun 2018 22:40:39 GMTThe average period of a home loan in Australia is now 4-5 years. Here are some of the reasons why you may decide to refinance your mortgage. https://sydneybrokers.net.au/2018/06/10/national-auction-market-preview-8-june-2018/https://sydneybrokers.net.au/2018/06/10/national-auction-market-preview-8-june-2018/Sun, 10 Jun 2018 07:09:49 GMTAuction activity is expected to be quite subdued across the capital cities this week, with a total of 814 homes scheduled for auction ahead of the Queen’s Birthday Public holiday this coming Monday; which is resulting in https://sydneybrokers.net.au/2018/06/04/preliminary-auction-clearance-rates-cool-over-the-first-week-of-winter/https://sydneybrokers.net.au/2018/06/04/preliminary-auction-clearance-rates-cool-over-the-first-week-of-winter/Mon, 04 Jun 2018 05:21:51 GMTThe first week of winter sees auction volumes remain steady across the combined capital cities, with 2,272 homes taken to market returning a preliminary clearance rate of 57.6 per cent. While the preliminary clearance ra https://sydneybrokers.net.au/2018/05/28/buying-a-unit-under-500000-how-close-to-the-cbd-can-you-get/https://sydneybrokers.net.au/2018/05/28/buying-a-unit-under-500000-how-close-to-the-cbd-can-you-get/Mon, 28 May 2018 06:19:39 GMTIn last week’s Property Pulse it was investigated how close to the city you could find suburbs where the median house value was under $500,000, this week the report looks at the results for units. https://sydneybrokers.net.au/2018/05/25/national-finalist-customer-service-of-the-year-office/https://sydneybrokers.net.au/2018/05/25/national-finalist-customer-service-of-the-year-office/Fri, 25 May 2018 03:07:34 GMTAccrue Equity has been shortlisted as a finalist in the Customer Service of the Year - Office (5 or less brokers) of the nationally recognised 2018 Australian Broking Awards hosted by The Adviser, Australia’s top publica https://sydneybrokers.net.au/2018/05/21/keep-a-close-eye-on-credit-availability-to-spot-housing-market-turning-points/https://sydneybrokers.net.au/2018/05/21/keep-a-close-eye-on-credit-availability-to-spot-housing-market-turning-points/Mon, 21 May 2018 09:22:07 GMTIt’s intuitive that housing market conditions would have a close relationship with credit flows; when funds are flowing freely and rates are low, home buyers and investors step up their presence in the housing market and https://sydneybrokers.net.au/2018/05/16/where-do-people-migrating-away-from-capital-cities-end-up/https://sydneybrokers.net.au/2018/05/16/where-do-people-migrating-away-from-capital-cities-end-up/Wed, 16 May 2018 23:24:19 GMTThe data shows that overall a significant number of those people that moved away from a capital city over the past financial year moved to an area adjacent to the capital city. Some of these are coastal/lifestyle markets https://sydneybrokers.net.au/2018/04/13/scott-juda-named-state-finalist-at-mfaas-2018-excellence-awards/https://sydneybrokers.net.au/2018/04/13/scott-juda-named-state-finalist-at-mfaas-2018-excellence-awards/Fri, 13 Apr 2018 07:10:19 GMTThe Mortgage & Finance Association of Australia (MFAA) has announced Scott Juda as a finalist in the NSW Young Professional Award category at the annual MFAA Excellence Awards. https://sydneybrokers.net.au/2018/03/27/7-helpful-tips-for-first-home-buyers/https://sydneybrokers.net.au/2018/03/27/7-helpful-tips-for-first-home-buyers/Mon, 26 Mar 2018 14:28:53 GMT7 key tips for first home buyers to consider in order to help achieve the goal of owning their own home. https://sydneybrokers.net.au/2018/02/22/tips-to-help-you-bid-at-an-auction/https://sydneybrokers.net.au/2018/02/22/tips-to-help-you-bid-at-an-auction/Thu, 22 Feb 2018 10:49:49 GMTAuctions can be nerve-wracking, high-pressured, and an emotional experience that property buyers may face. The housing market conditions... https://sydneybrokers.net.au/2018/02/15/how-to-take-control-of-your-finances/https://sydneybrokers.net.au/2018/02/15/how-to-take-control-of-your-finances/Thu, 15 Feb 2018 11:20:01 GMTHappy Lunar New Year 2018! (Year of the dog) It's never too late to be in charge of your finances and as we're celebrating this Lunar New Year https://sydneybrokers.net.au/2017/12/08/scott-juda-named-as-finalist-at-the-2018-better-business-awards/https://sydneybrokers.net.au/2017/12/08/scott-juda-named-as-finalist-at-the-2018-better-business-awards/Fri, 08 Dec 2017 03:06:07 GMTScott Juda from Accrue Equity has been shortlisted as a finalist to win in the Best Customer Service/Satisfaction (Individual) category at the 2018 Better Business Awards, partnered by NAB and hosted by The Adviser, Aust https://sydneybrokers.net.au/2017/11/06/refinancing-traps-to-avoid/https://sydneybrokers.net.au/2017/11/06/refinancing-traps-to-avoid/Mon, 06 Nov 2017 00:09:19 GMTWhether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. https://sydneybrokers.net.au/2017/09/05/explainer-income-protection-insurance/https://sydneybrokers.net.au/2017/09/05/explainer-income-protection-insurance/Tue, 05 Sep 2017 22:13:25 GMTWhen you think of insurance, it may sound strange to have cover for something that you cannot see or touch, such as your income. But, what if you were no longer able to work... https://sydneybrokers.net.au/2017/08/31/should-you-manage-your-investment-property/https://sydneybrokers.net.au/2017/08/31/should-you-manage-your-investment-property/Thu, 31 Aug 2017 22:20:53 GMTBefore deciding to manage your investment property, there are a few things to consider... https://sydneybrokers.net.au/2017/08/22/how-making-small-changes-can-get-you-ahead/https://sydneybrokers.net.au/2017/08/22/how-making-small-changes-can-get-you-ahead/Tue, 22 Aug 2017 22:23:11 GMTWhen going through the process of purchasing a home, you want to make sure you have done your research and calculations. Otherwise... https://sydneybrokers.net.au/2017/08/16/how-to-increase-your-borrowing-capacity/https://sydneybrokers.net.au/2017/08/16/how-to-increase-your-borrowing-capacity/Wed, 16 Aug 2017 22:25:19 GMTMaximising your borrowing capacity does not mean taking on unmanageable levels of debt. However, by making a few smart steps... https://sydneybrokers.net.au/2017/08/11/how-to-avoid-paying-too-much-for-a-home/https://sydneybrokers.net.au/2017/08/11/how-to-avoid-paying-too-much-for-a-home/Fri, 11 Aug 2017 22:30:41 GMTWhen going through the process of purchasing a home, you want to make sure you have done your research and calculations. Otherwise, you could end up paying too much for the property. https://sydneybrokers.net.au/2017/08/11/check-yourself-before-you-wreck-yourself/https://sydneybrokers.net.au/2017/08/11/check-yourself-before-you-wreck-yourself/Fri, 11 Aug 2017 22:28:22 GMTPurchasing a car is an exciting time, but if you don't have the full amount to pay in cash, what are your options for finance? We've seen plenty of situations where... https://sydneybrokers.net.au/2017/08/07/what-to-expect-from-your-first-meeting-with-us/https://sydneybrokers.net.au/2017/08/07/what-to-expect-from-your-first-meeting-with-us/Mon, 07 Aug 2017 22:33:25 GMTThe first steps of buying a property, business or commercial equipment are often securing the finance, and the ‘make or break’ nature of that can make the first meeting with a finance broker a daunting prospect. https://sydneybrokers.net.au/2017/08/03/steps-to-buying-an-investment-property/https://sydneybrokers.net.au/2017/08/03/steps-to-buying-an-investment-property/Thu, 03 Aug 2017 22:35:05 GMTYour finance broker will determine what is best for you by reviewing your assets and liabilities which will aid you in discovering how much you can... https://sydneybrokers.net.au/2017/07/26/how-to-buy-a-home-without-a-20-deposit/https://sydneybrokers.net.au/2017/07/26/how-to-buy-a-home-without-a-20-deposit/Wed, 26 Jul 2017 23:54:45 GMTIn today's climate, a small unit in Sydney could cost you over half a million dollars. Therefore, saving for a 20 per cent deposit could amount to... https://sydneybrokers.net.au/2017/07/23/is-a-family-guarantee-right-for-you/https://sydneybrokers.net.au/2017/07/23/is-a-family-guarantee-right-for-you/Sun, 23 Jul 2017 23:57:34 GMTThe property market is becoming harder to enter, especially in Sydney and Melbourne. Some parents may not be in a position to hand over cash for a deposit. In this case, a family guarantee could... https://sydneybrokers.net.au/2017/07/20/what-comes-first-the-property-or-the-loan/https://sydneybrokers.net.au/2017/07/20/what-comes-first-the-property-or-the-loan/Thu, 20 Jul 2017 23:59:58 GMTLooking for a property is an exciting time, and it's easy to get carried away with looking at houses. However, the longer you delay securing the... https://sydneybrokers.net.au/2017/07/17/selling-your-home-here-are-the-first-steps-to-take/https://sydneybrokers.net.au/2017/07/17/selling-your-home-here-are-the-first-steps-to-take/Mon, 17 Jul 2017 00:02:57 GMTIf you've decided to sell your property, unfortunately, you can't just stick a 'For Sale' sign out the front and hope for the best. There are a few things you should... https://sydneybrokers.net.au/2017/07/11/what-counts-as-genuine-savings/https://sydneybrokers.net.au/2017/07/11/what-counts-as-genuine-savings/Tue, 11 Jul 2017 00:05:26 GMTWhen you go through the process of applying for a home loan, you will have to show that lender that you have an adequate amount of savings, especially if the loan is more than 80 percent of the property's value. Genuine https://sydneybrokers.net.au/2017/07/07/how-to-get-the-biggest-roi-on-an-investment-property/https://sydneybrokers.net.au/2017/07/07/how-to-get-the-biggest-roi-on-an-investment-property/Fri, 07 Jul 2017 00:08:05 GMTLocation, location, location may be the first thought that comes to mind. However, there are a few aspects that could increase or reduce your return that you should consider. https://sydneybrokers.net.au/2017/07/04/how-to-avoid-paying-lmi/https://sydneybrokers.net.au/2017/07/04/how-to-avoid-paying-lmi/Tue, 04 Jul 2017 00:10:04 GMTFor loans more than 80 percent of the property's purchase price, the borrower will most likely be required to pay lenders mortgage insurance (LMI). When a bank considers a loan to be a higher risk... https://sydneybrokers.net.au/2017/06/28/what-type-of-loan-is-right-for-you/https://sydneybrokers.net.au/2017/06/28/what-type-of-loan-is-right-for-you/Wed, 28 Jun 2017 00:12:42 GMTThere is an array of home loan products on the market, which is beneficial as a finance broker can tailor a loan to your needs. Below are some of the different options available. https://sydneybrokers.net.au/2017/06/23/how-to-buy-a-home-when-youre-self-employed/https://sydneybrokers.net.au/2017/06/23/how-to-buy-a-home-when-youre-self-employed/Fri, 23 Jun 2017 00:15:38 GMTWhen it comes to applying for a loan, self-employed borrowers may find it harder to supply verification documents to the bank compared to PAYG borrowers. Unfortunately, it isn't as simple as... https://sydneybrokers.net.au/2017/06/20/australian-broker-magazine-feature-scott-juda-a-big-deal/https://sydneybrokers.net.au/2017/06/20/australian-broker-magazine-feature-scott-juda-a-big-deal/Tue, 20 Jun 2017 00:35:50 GMTFeatured in Australia Broker Magazine June 2017 - Accrue Equity's Director and Mortgage Broker, Scott Juda, talking about writing a complex home loan deal that nobody wanted to touch. https://sydneybrokers.net.au/2017/06/01/relief-for-first-home-buyers-avo-on-toast-and-all/https://sydneybrokers.net.au/2017/06/01/relief-for-first-home-buyers-avo-on-toast-and-all/Thu, 01 Jun 2017 00:37:21 GMTThe premier recognised the difficulty for first home buyers to save for their deposit and purchase a home, especially surrounding Sydney suburbs and some regional areas. To relieve some pressure, Gladys Berejiklian state https://sydneybrokers.net.au/2017/05/24/six-ways-to-fund-a-renovation/https://sydneybrokers.net.au/2017/05/24/six-ways-to-fund-a-renovation/Wed, 24 May 2017 08:37:45 GMTRenovating a home can be time-consuming and a costly project. You may wish to do some minor changes or entirely alter the layout of your home. However, if you don't have cash readily available, you may wonder how you cou https://sydneybrokers.net.au/2017/05/22/more-changes-to-interest-only-lending/https://sydneybrokers.net.au/2017/05/22/more-changes-to-interest-only-lending/Mon, 22 May 2017 11:42:56 GMTSince APRA has tightened their grip on interest-only home loans, the big four banks and other lenders in the marketplace have continuously made changes to their... https://sydneybrokers.net.au/2017/05/20/rentvesting-what-is-it-and-what-are-the-benefits/https://sydneybrokers.net.au/2017/05/20/rentvesting-what-is-it-and-what-are-the-benefits/Sat, 20 May 2017 00:44:50 GMTTo rent or buy? That is the question that many home buyers are currently facing. With property prices continuing to go through the roof, it is becoming more... https://sydneybrokers.net.au/2017/05/17/buying-a-tenanted-investment-property/https://sydneybrokers.net.au/2017/05/17/buying-a-tenanted-investment-property/Wed, 17 May 2017 06:47:10 GMTPurchasing an investment property that already has tenants has many benefits. However, there are also quite a few risks. Here some steps that will... https://sydneybrokers.net.au/2017/05/16/explainer-home-loan-pre-approval/https://sydneybrokers.net.au/2017/05/16/explainer-home-loan-pre-approval/Tue, 16 May 2017 09:49:45 GMTA pre-approval is the lender’s assessment of your ability to service (repay) the home loan which determines the likelihood... https://sydneybrokers.net.au/2017/05/16/why-property-investors-need-savings/https://sydneybrokers.net.au/2017/05/16/why-property-investors-need-savings/Tue, 16 May 2017 08:56:21 GMTThere are many benefits of owning an investment property, however, being a landlord also comes with the responsibility of unavoidable... https://sydneybrokers.net.au/2017/05/13/home-loan-health-check/https://sydneybrokers.net.au/2017/05/13/home-loan-health-check/Sat, 13 May 2017 11:06:22 GMTFor most, when the term ‘health check' arises, a visit to the doctor may come to mind. Many won't think of the health of their finances, even though a home loan is probably... https://sydneybrokers.net.au/2017/05/12/simple-ways-to-increase-loan-repayments/https://sydneybrokers.net.au/2017/05/12/simple-ways-to-increase-loan-repayments/Fri, 12 May 2017 10:09:49 GMTPaying off your mortgage can seem like a never-ending story – every payment counts of course, but it can feel like an endless battle to make a dent. Therefore, you may be thinking... https://sydneybrokers.net.au/2017/05/09/car-finance-for-your-business/https://sydneybrokers.net.au/2017/05/09/car-finance-for-your-business/Tue, 09 May 2017 01:14:25 GMTFinancing, rather than buying outright, enables companies to take advantage of two main benefits: greater control of cash flow and... https://sydneybrokers.net.au/2017/04/13/home-loan-approval-process/https://sydneybrokers.net.au/2017/04/13/home-loan-approval-process/Thu, 13 Apr 2017 01:15:48 GMTHome Loan Approval Process Buying a home is an exciting period, and when it comes to the home loan process, hopeful borrowers are often anxious to know what will be the next step and the length of time it can take to rec https://sydneybrokers.net.au/2017/04/04/apra-tightens-grip-on-interest-only-home-loans/https://sydneybrokers.net.au/2017/04/04/apra-tightens-grip-on-interest-only-home-loans/Tue, 04 Apr 2017 03:19:51 GMT